Please accept this letter as my enthusiastic of Norman Newell, president of Hammer Construction Corp. I first became associated with Mr. Newell and his company following the devastating landfalls of hurricanes Jeanne and Frances. Upon being introduced and recommended to me by Ross Fury of Public Risk Management, the insurance provider for Okeechobee County, I was impressed with his professionalism and apparent competence with disaster restoration. Shortly thereafter, Hammer Construction was authorized to commence repair and restoration of most of the county's damaged facilities covered by PRM. Being a fiscally constrained rural county, the willingness of Hammer Construction to interface with our insurance provider as well as adjusters and underwriters to immediately commence critical repairs while at the same time ensuring the county's financial participation was limited to contractual deductibles, was a significant factor in the county's selection of this company. Throughout the entire restoration process, I, along with other county officials, observed Mr. Newell's company competently implement and successfully complete a logistically complex large-scale insurance claim. Further, Hammer Construction was both willing and capable of financing this extensive work pending receipt of insurance reimbursement - which we all know is an increasingly time consuming and burdensome process. Mr. Newell and his entire staff continuously worked closely with representatives from all parties involved in the recovery. Whether it was our county's officials, insurance adjusters or tenants of our properties, Hammer always maintained direct lines of communication that allowed for efficient and satisfactory issue resolution. Naturally, the most valuable advantage to our county's relationship with Mr. Newell was his understanding of the insurance-restoration practice. Mr. Newell was adept at obtaining PRM's approval for coverage issues and proper upgrades on behalf of Okeechobee County. In summary, Mr. Newell and Hammer Construction Corp. competently undertook and completed a significant disaster restoration for Okeechobee County and would certainly be considered should services of this nature again be required. As such, without hesitation, I would recommend this contractor to others requiring similar services.

With this letter we would like to express our appreciation for the excellent job your people have done in our property. Your employees have taken good care of everything that needed to be done. They have worked hard and have taken into consideration every detail, so the final results are what expected to be. We are very thankful for the outstanding job you and your employees have done. We also would like to emphasize how neat and clean the work has been done, we are very impressed. Once again, thank you very much and God bless you all!

I have known Norm since 2002, when he first came to the Fort Myers area and gave a presentation on hurricane preparedness. In 2004, when hurricane Charlie came through and made landfall in the City of Punta Gorda and then traveled up the center of the State, I introduced Norm and his company to several of the cities and counties that are members of our PRM group to repair damage they sustained. Hammer Construction repaired the City and County owned properties for those members. Subsequently, they did the same for properties in Hendry County that were damaged by Hurricane Jeanne. The knowledge of construction, honesty, and commitment to excellence Norm brings to his company are unparalleled. I would recommend Norm Newell and his company, Hammer Construction Corp., to our members and anyone else for that matter.

I am writing this letter to thank your company, Hammer Construction Co., for the job well done on finishing the water damage restoration of my Condominium. Within the period of the project, your company has shown diligence and dedication to finish work in time, which greatly limited the adverse impact on our lives. Even though there have been several problems during the course of the project, your project manager, chief estimator Ray Vandenburg, was able to limit the impact and provide timely solutions. His attention to the specifics of the construction as well as proper scheduling has been very remarkable, resulting to a job well done. Again, I would like to express my gratitude in providing your 100% in completing our renovation project. We would not hesitate to refer Hammer Construction to others who are also in need of quality services from a contractor. I wish you continued success.

My home was severely damaged by fire in May, 2000, and the restoration was/is being done by Hammer Construction Company of Miami, Florida and gratefully through Universal Insurance Company. I wanted you to know what a fine job President Norm Newell of Hammer has done in completing this project. In all instances, Norm has exhibited professionalism and thoroughness. Furthermore, his carefully selected staff is to be commended for their hard work and quality workmanship. In my mind, if you want restoration done well, simply "call Norm". Although losing one's home to a fire is a traumatic experience, it is heartening to know that Universal uses experts who restore that home to its original, beautiful condition. That in itself, is a reflection on the quality of Universal Insurance Company and those such as you who administer those claims.

Recently, your company completed work for my mother, Sara Musiker, in her condo in Deerfield Beach. This was, in fact, the second "restoration" project your company completed in the past two years. Both of these projects were results of water damage caused by broken water heaters in my mother's building. The first time, Hammer Construction was recommended to be the contractor by my mother's insurance company. The second time, I was 100% sure that your company was the only I would call to make necessary repairs. This is all because of the positive experience both my mother and I had with Ray Vandenburg as well as Amanda and your capable crews who completed the work. Please let me back up a bit. My mother is 94 and, by choice, lives by herself in Deerfield Beach, I live in Los Angeles. She has a vision and mobility issues. So most of the decisions to be made fell on me. Ray was constantly in contact with me throughout the entire process both times. When he promised something was going to happen -- whether it was your crew showing up, emailing me photos of samples, checking in with my mother, or Amanda emailing copies of permits and plans -- it happened. Additionally, in daily conversations with my mother, she was always complimentary of everyone from Hammer who worked on her condo. I would like you to know how thankful both my mother and I are for all Ray has done helping my mother over the past two years. I am sure you know how valuable Ray is to your company and just want to acknowledge all he has done. You are lucky to have Ray as an employee and we are even luckier to have worked with him both times.